NOTICE OF 2016 ANNUAL MEETING The Annual Meeting of the members of Raymond Federal Bank will be held in the Raymond Office, 202 Duryea Street, Raymond, Washington, in accordance with the Bylaws at the hour of 1:00 PM on Wednesday, October 19, 2016. The purpose of the meeting will be to receive the Annual Report of the President, the election of one director to a three-year term, and to consider such other business as may properly come before the meeting. John P. Marvin, President & CEO Published Oct. 5 and Oct. 12, 2016 Legal No. 250-16

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