Pursuant To the Revised Code of Washington 61.24, et seq. File No. 2009-4609 Grantors: RECONTRUST COMPANY, N.A. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. Grantee(s) AARON F KRAMER LISA A KRAMER On June 5, 2009 at 10:00 AM At the entrance to the Courthouse located at 300 Memorial Avenue, South Bend, WA., State of Washington, the undersigned Trustee, RECONTRUST COMPANY, N.A.,,(subject to any conditions imposed by the trustee to protect the lender and borrower) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the county(ies) of Pacific, State of Washington: Tax Parcel ID no.: 14082833152 COMMENCING AT A 2 INCH IRON PIPE IN THE CENTER OF THE COUNTY ROAD, MARKING THE CORNER COMMON TO SECTIONS 28, 29, 32, AND 33, TOWNSHIP 14 NORTH, RANGE 8 WEST OF W,M., PACIFIC COUNTY, WASHINGTON; THENCE NORTH 51 DEGREES 03'57" EAST 202.0 FEET TO THE TRUE POINT OF BEGINNING; THENCE SOUTH 39 DEGREES 26' EAST 95.0 FEET; THENCE NORTH 45 DEGREES 23' EAST 257.4 FEET TO THE DEAL ROAD; THENCE ALONG THE SOUTHWESTERLY LINE OF SAID ROAD NORTH 46 DEGREES 22' WEST 95.0 FEET TO THE SOUTHERLY LINE OF THE LARSON ROAD; THENCE ALONG SAID SOUTHERLY LINE SOUTH 45 DEGREES 23' WEST 245.9 FEET TO THE TRUE POINT OF BEGINNING. SITUATE IN THE COUNTY OF PACIFIC, STATE OF WASHINGTON. Commonly Known as: 1755 NELSON ROAD, RAYMOND, WA 98577 which is subject to that certain Deed of Trust dated 04/04/2008, recorded on 04/14/2008, under Auditor's File No. 3111183, records of Pacific County, Washington from AARON F KRAMER AND LISA A KRAMER HUSBAND AND WIFE, as grantor, to PACIFIC COUNTY TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as beneficiary. Il. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Grantor's or Borrower's default on the obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: A. Monthly Payments $8,603.88 B. Late Charges $229.42 C. Beneficiary Advances $88.00 D. Suspense Balance ($0.00) E. Other Fees $0.00 Total Arrears $8,921.30 F. Trustee's Expenses (Itemization) Trustee's Fee $362.50 Title Report $727.65 Statutory Mailings $21.96 Recording Fees $0.00 Publication $0.00 Posting $100.00 Total Costs $1,212.11 Total Amount Due: $10,133.41 Other potential defaults do not involve payment of the Beneficiary. If applicable, each of these defaults must also be cured. Listed below are categories of common defaults, which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults; any defaults identified by Beneficiary or Trustee that are not listed below must also be cured. OTHER DEFAULT ACTION NECESSARY TO CURE Nonpayment of Taxes/Assessments Deliver to Trustee written proof that all taxes and assessments against the property are paid current Default under any senior lien Deliver to Trustee written proof that all senior liens are paid current and that no other defaults exist. Failure to insure property against hazard Deliver to Trustee written proof that the property is insured against hazard as required by the Deed of Trust Waste Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust. . Unauthorized sale of property (Due on Sale)Revert title to permitted vestee. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance of $182,626.59, together with interest as provided in the note or other instrument secured from 09/01/2008 and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of the sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied regarding title, possession, or encumbrances on 06/05/2009. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/25/2009 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the close of the Trustee's business on 05/25/2009 (11 days before the sale date), the defaults(s) as set forth in paragraph Ill, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee's fees and costs are paid. The sale may be terminated anytime after 05/25/2009 (11 days before the sale date), and before the sate by the Borrower, Grantor, and Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, If any made-pursuant to the terms of the obligation and/or Deed of Trust. VI A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): AARON F KRAMER 8106 Vista Dr Arlington, WA 98223 AARON F KRAMER 4618 196TH PLACE NE ARLINGTON, WA 98223 LISA A KRAMER 1755 NELSON ROAD RAYMOND, WA 98577 AARON F KRAMER 1755 NELSON ROAD RAYMOND, WA 98577 LISA A KRAMER 8106 Vista Dr Arlington, WA 98223 LISA A KRAMER 4618 196TH PLACE NE ARLINGTON, WA 98223 by both first class and either certified mail, return receipt requested, or registered mail on 01/27/2009, proof of which is in the possession of the Trustee; and on 01/27/2009 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of such-service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all foreclosure costs and trustee's fees due at any time prior to the sale. VIll. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the above-described property. IX. Anyone having-any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's We. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale of the purchaser has the right to evict occupants and tenants by summary proceedings under the unlawful detainer act, Chapter 59.12 RCW. DATED: 2/26/09 RECONTRUST COMPANY, N.A. By: CHERYL LEE Its Assistant Secretary RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281-8219 THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE DEBT SET FORTH ON THIS NOTICE WILL BE ASSUMED TO BE VALID UNLESS YOU DISPUTE THE DEBT BY PROVIDING THIS OFFICE WITH A WRITTEN NOTICE OF YOUR DISPUTE WITHIN 30 DAYS OF YOUR RECEIPT OF THIS NOTICE, SETTING FORTH THE BASIS OF YOUR DISPUTE. IF YOU DISPUTE THE DEBT IN WRITING WITHIN 30 DAYS, WE WILL OBTAIN AND MAIL VERIFICATION OF THE DEBT TO YOU. IF THE CREDITOR IDENTIFIED IN THIS NOTICE IS DIFFERENT THAN YOUR ORIGINAL CREDITOR, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF YOU REQUEST THIS INFORMATION IN WRITING WITHIN 30 DAYS. ASAP# 3010219 05/06/2009, 05/27/2009

Published May 6 and May 27, 2009

Legal No. 148-09

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