PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. APN: 78029011001 78029011031 TS No: WA-09-294494-SH I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/29/2010, at 10:00:00 AM THE ENTRANCE TO THE COURTHOUSE LOCATED AT 300 MEMORIAL AVE., SOUTH BEND, WA sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier's check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of PACIFIC, State of Washington, to-wit: LOTS 31 AND 32 LESS THE SOUTH 50 FEET AND ALL OF LOTS 1 AND 2 IN BLOCK 11 OF TOKES POINT PER PLAT THEREOF ON FILE IN VOLUME C OF PLATS AT PAGE 47, RECORDS OF PACIFIC COUNTY, WASHINGTON. TOGETHER WITH THOSE PORTIONS OF ALLEY VACATED IN COMMISSIONERS JOURNAL 21 AT PAGE 549, AND OF 2nd STREET ADJOINING LOT 1 VACATED IN COMMISSIONERS JOURNAL 17 AT PAGE 204 ACCRUING THERETO BY OPERATION OF LAW. Commonly known as: 3079 EMERSON AVENUE TOKELAND, WA 98590 which is subject to that certain Deed of Trust dated 11/14/2006, recorded 11/17/2008, under Auditor's File No. 3098207, in Book -, Page - records of PACIFIC County, Washington, from ELLEN JO COVILL AN UNMARRIED WOMAN, as Grantors), to PACIFIC COUNTY TITLE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR GATEWAY FINANCIAL SERVICES A OREGON CORPORATION, as Beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $8,092.93 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $97,824.74, together with interest as provided in the Note from the 4/l/2009,and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/29/2010. The defaults referred to in Paragraph III must be cured by 1/18/2010 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/18/2010 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashier's or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/18/2010 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): ELLEN JO COVILL AN UNMARRIED WOMAN 3079 EMERSON AVENUE TOKELAND, WA 98590 by both first class and certified mail on 6/26/2009, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20TH day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20TH day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's Attorney. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE DATED: 10/23/2009 Quality Loan Service Corp of Washington, as Trustee By: Brooke Frank, Secretary Assistant. For Non-Sale, Payoff and Reinstatement info Quality Loan Service Corp of Washington 2141 Fifth Avenue San Diego, CA 92101 (866) 925-7490 Sale Line: 714-730-2727 or Login to: www.fidelityasap.com For Service of Process on Trustee: Quality Loan Service Corp., of Washington 19735 10* Avenue NE Suite N-200 Poulsbo, WA 98370 (866) 925-7490 ASAP# 3320149 12/30/2009, 01/20/2010

Published December 30, 2009 and January 20, 2010

Legal No. 405-09

Recommended for you

(0) comments

Welcome to the discussion.

Keep it Clean. Please avoid obscene, vulgar, lewd, racist or sexually-oriented language.
Don't Threaten. Threats of harming another person will not be tolerated.
Be Truthful. Don't knowingly lie about anyone or anything.
Be Nice. No racism, sexism or any sort of -ism that is degrading to another person.
Be Proactive. Use the 'Report' link on each comment to let us know of abusive posts.
Share with Us. We'd love to hear eyewitness accounts, the history behind an article.