File No.: 7827.20362 Grantors: Northwest Trustee Services, Inc. OneWest Bank, FSB Grantee: Patricia M. Patzold, as her separate estate Ref to DOT Auditor File No.: 3101520 Tax Parcel ID No.: 75015032019 Abbreviated Legal: North Add 32 19-20 Notice of Trustees Sale Pursuant to the Revised Code of Washington 61.24, et seq. I. On July 13, 2012, at 10:00 a.m. inside the main lobby of the Pacific County Courthouse, 300 Memorial Avenue in the City of South Bend, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property Property, situated in the County(ies) of Pacific, State of Washington: Lots 19 and 20, both inclusive, in Block 32 of North Addition to Ocean Park, According to the Plat thereof on file in Volume D-1 of Plats at Page 16 in the office of the Auditor of Pacific County, Washington Commonly known as: 27602 X Lane Ocean Park, WA 98640 which is subject to that certain Deed of Trust dated 03/26/07, recorded on 03/30/07, under Auditors File No. 3101520, records of Pacific County, Washington, from John O. Patzold and Patricia M. Patzold, husband and wife, as Grantor, to Lenders First Choice, as Trustee, to secure an obligation Obligation in favor of Financial Freedom Senior Funding Corporation, a Subsidiary of Indy Mac Bank, F.S.B., as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS), a Delaware Corporation, its successors or assigns, as nominee for Financial Freedom Acquisition, LLC to OneWest Bank, FSB, under an Assignment/Successive Assignments recorded under Auditors File No. 3137588. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Propertys full legal description provided herein. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantors or Borrowers default on the Obligation secured by the Deed of Trust. III. The Beneficiary alleges default of the Note and Deed of Trust pursuant to paragraph 9, (a)(i) a borrower dies and the property is not the principal residence of at lease one surviving borrower. Amount due to satisfy by 03/22/2012 Unpaid Principal Balance Due in full (Maturity Date 1/3/2012) $136,543.06 Interest $8,462.25 Mortgage Insurance Premium $6,009.25 Lenders Fees & Costs $2,135.00 Total Arrearage $2,150.00 Trustees Expenses (Itemization) Trustees Fee $607.50 Title Report $660.00 Statutory Mailings $60.00 Recording Costs $28.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,425.50 Total Amount Due: $154,575.06 IV. The sum owing on the Obligation is: Principal Balance of $136,173.06, together with interest as provided in the note or other instrument evidencing the Obligation from 12/03/11, and such other costs and fees as are due under the Obligation, and as are provided by statute. V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances on July 13, 2012. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by before the sale, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the sale, the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustees fees and costs are paid. The sale may be terminated any time before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS The Estate of John O Patzold 27602 X Lane Ocean Park, WA 98640 Patricia M Patzold 27602 X Lane Ocean Park, WA 98640 The Estate of John O Patzold 1415 84th St SE Unit 204 Everett, WA 98208-2103 Patricia M Patzold 1415 84th St SE Unit 204 Everett, WA 98208-2103 Heirs and Devisees of John O Patzold 27605 X Lane Ocean Park, WA 98640 Heirs and Devisees of John O Patzold 1415 84th St SE Unit 204 Everett, WA 98208-2103 Patricia M Patzold PO Box 1087 Ocean Park, WA 98640 The Estate of John O Patzold PO Box 1087 Ocean Park, WA 98640 Heirs and Devisees of John O Patzold PO Box 1087 Ocean Park, WA 98640 Unknown Spouse and/or Domestic Partner of Patricia M Patzold PO Box 10847 Ocean Park, WA 98640 Unknown Spouse and/or Domestic Partner of Patricia M Patzold 1415 84th St SE Unit 204 Everett, WA 98208-2103 Unknown Spouse and/or Domestic Partner of Patricia M Patzold 27605 X Lane Ocean Park, WA 98640 by both first class and either certified mail, return receipt requested on 02/16/12, proof of which is in the possession of the Trustee; and on 02/16/12 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all foreclosure costs and trustees fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their right, title and interest in the Property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustees Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Please note that the sale has been postponed to July 20, 2012. The trustees rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 03/22/2012 Northwest Trustee Services, Inc., Trustee Authorized Signature P.O. BOX 997 Bellevue, WA 98009-0997 Contact: Claire Swazey (425) 586-1900. (TS# 7827.20362) 1002.208889-File No.
Published June 20 and July 11, 2012
Legal No. 187-12