When America’s housing bubble burst, so too did our naïve belief in the inherent superiority of our banking system. Continuing economic uncertainty has a lot to do with lingering doubts about whether banks are now truly back on their way to being trustworthy stewards of our personal assets and national aspirations.

The housing bust spawned a still-ongoing purge of troubled banks and other lenders, along with banking reforms that congressional Republicans have vowed to overturn. However, turning the banking dial back up to “anything goes” would be a grave mistake.

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