Three years after the passage of the Patient Protection and Affordable Care Act (also known as Obamacare), its a good time to examine exactly what the law we had to pass to find out whats in it actually does. The government has been planning and collecting taxes for 3 years, but with the implementation of the law just around the corner, we are only now starting to see its very real effects.
The act was supposed to make health insurance Affordable. President Obama promised the average family would save $2,500 a year. Anyone out there notice their health insurance getting less expensive? Or is your experience closer to mine, where the cost of my individual plan has almost doubled between 2011 and 2014?
President Obama promised over and over that, if you like your plan, you can keep it. Thats not the experience that millions of Americans have had. They lost their employer provided plan when their company was forced by rapidly rising health insurance costs to drop their plans, or cut their hours to part time, or lay them off. Or the experience of the millions with Health Savings Accounts, or catastrophic plans that are no longer allowed under Obamacare.
Claims that Obamacare will not add to the budget deficit have evaporated. The Congressional Budget Office now admits it will cost hundreds of billions more; all additional money that the Federal Government must borrow.
Obamacare was supposed to be more efficient, saving money through standardization and central planning. We know that the law has made health insurance more expensive, but it is also clear that the bureaucracy is not even capable of managing such a huge job. Despite years to prepare, the Feds have already postponed entire sections of the Act because they werent ready. The original 2,700 page law has grown by 5,000 more pages, and the States cant even finish their systems because the Feds are still writing the rules.
Well, at least it will take care of the problem of the uninsured, right? No, there are more people uninsured now than when the law was passed. And when it goes into effect, millions of healthy Americans will be given the option of purchasing an expensive plan they dont think they need, or (perhaps) paying a small fine and taking their chances. Knowing that they will still be served when they go to the hospital, that they will still be able to get insurance if they contract a pre-existing condition, how many millions do you think will decide that being uninsured is their best bet?
Yes, lower income Americans will get a subsidy to make health insurance more affordable, if they can negotiate the paperwork, and if they decide to pay their portion of the monthly premium. But I suspect many will just ignore it, knowing that no hospital will turn them away, and believing that Obamacare has promised them free health care.
So why are we still proceeding with Obamacare, when it has failed to fulfill a single promise? Is covering those with pre-existing conditions and allowing young adults to stay on their parents plan (both of which Washington State already did) enough of a reason to gouge the vast majority of Americans with unaffordable premiums, on the way to destroying the entire health insurance system?
The Republicans in the House are trying to stop Obamacare, but they will not be able to. Only the Democrats, who voted for this fiasco, can put an end to it. Contact Sens. Murray and Cantwell today to let them know youve had enough of Obamacare and its broken promises.